SAY NO TO FORECLOSURE

Say No to Foreclosure!

Foreclosure stopped by owner There is a tendency for people in financial straits to ignore their problem until it is too late. Don't sit back and do nothing when there are options out there that will do much less damage to your credit and might even allow you to keep your home. If you simply let the bank take your home without trying a workout alternative, you won't be eligible for a new Fannie Mae-backed mortgage for seven years from the date of foreclosure.

Not enough has been written about the Home Affordable Modification Program (HAMP) and the Home Affordable Foreclosure Alternatives Program (HAFA) so many people who might qualify are missing out on the advantages.

HAMP is designed to help people modify their mortgage and stay in their home. If they don't qualify for a HAMP modification, they may still be able to qualify for a HAFA short sale. A HAFA short sale is a much smoother process than a non-HAFA program and actually provides some cash to the seller at the end of the transaction.

There are different qualifications for the programs depending on whether or not your home loan is held by a government entity (Fannie/Freddie) or not, the rules of which would be too complicated to put in a single post. If you are having trouble making ends meet, don't let the bank foreclose on you! I urge you to contact me directly at 623-521-0755 and I will go over the specifics of your situation with you and help you determine your best course of action.

Letting the bank foreclose is not your best course of action!

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Don't wait any longer, contact me TODAY!

Cell 623-521-0755 • Home 623-935-4131 • Direct Fax 623-218-9116
Email Me: BestAgentInTheWest@yahoo.com